DTI Stands for debt-to-income ratio. DTI is the percentage of your gross monthly income that goes toward monthly debt payments and obligations. It factors in things like rent or mortgage payments, auto loans, credit card payments and alimony/child support payments. A...

First, check your own credit reports. You are legally entitled to a free copy of your credit report from each of the three major credit bureaus once per year at www.annualcreditreport.com. Request yours and verify that the information is correct. You might be...

Homestead Exemption is a property tax reduction.  If you own and occupy a property as your principal home of residence. It is very easy to apply for a homestead exemption; the home must be your legal residence as of January 1st in all cases. What is required to apply...